You either love golf or you hate it, and if you love it then you probably take a golfing holiday sometime in the year. Here in the UK, there are numerous wonderful golf courses, some of which are known the world over, so you do not have to venture abroad if you do not want to. While golf is a popular hobby it is not one of the cheapest so you may wish to ensure that you have adequate golf travel cover when you venture out for your holiday, whether here or abroad.

What may be included in your golf insurance?

Perhaps you have never heard of golf insurance and have no idea of the benefits to taking out cover. Golf cover is typically taken out as a supplement to travel insurance. Depending on your chosen provider and level of insurance taken, you may benefit from the following features typically found in a policy:

• protection for your golf clubs whether they are lost or damaged and this may include whether you own or rent them;
• the costs for hiring replacement clubs for up to a certain period of time;
• the provider may treat you to drinks at the bar, up to so much, if you manage to get a hole in one and have to pay for the customary round.

As mentioned above, golf travel cover is a supplementary form of insurance that is typically specifically tailored for your equipment. You may also wish to include travel cover and this protects against a wide range of events that otherwise may cause you financial loss, particularly if you are going to be travelling to clubs abroad.

Travel insurance overall typically provides the following protection. However, it is essential to check with the insurance provider before taking out the policy so there are no nasty surprises in the event of a claim:

• the policy may protect against the possibility of you having to cancel your golfing holiday if you were to fall ill or if you were made redundant and did not have the money to go on holiday. It may also cover the possibility of you having to cut short your holiday;
• ere you to have to cancel due to a family member dying or an illness which meant you were unable to go the policy may cover you;
• if travel delays meant that you had to stay in alternative accommodation then your policy may pay towards the costs;
• the typical policy may cover such things as lost tickets or if your luggage was to be stolen or lost.

If you plan to take a golfing holiday outside of the UK then you may wish to ensure that you have health cover in your golf travel cover. If you were to fall ill when abroad and you did not have protection, you are usually liable to pay all or some of the costs. These costs may include treatment at the emergency room, Doctors or Dentist depending where you go; these may include any x-rays, surgery, or medication, which all may add up to a considerable sum of money. With travel insurance, the policy typically pays out towards these costs.

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